Job Description

Job Description

Job Description

We are looking for a skilled Loan Administrator to join our team in Mt. Pleasant, South Carolina. In this Contract to permanent position, you will play a vital role in managing and overseeing loan processes, ensuring compliance, and supporting the growth of financial services in the trade finance industry. The ideal candidate will have expertise in loan underwriting, factoring, and credit analysis, with a strong understanding of asset-based lending and commercial credit.

Responsibilities:
• Oversee the underwriting process for loan facilities, ensuring detailed assessment and approval of credit applications.
• Conduct comprehensive financial analyses, including cash flow evaluation, debt assessment, and liquidity verification for loan applicants.
• Evaluate collateral quality by reviewing accounts receivable, debtor concentration, and invoice aging reports.
• Identify and mitigate risks such as credit, operational, legal, and fraud-related issues while structuring loan facilities.
• Prepare detailed credit memoranda outlining client profiles, strengths, weaknesses, and risk considerations.
• Collaborate with sales and legal teams to develop competitive loan proposals and ensure accurate documentation.
• Monitor active loan portfolios to ensure compliance with performance projections and financial covenants.
• Recommend modifications to loan structures, risk ratings, or exit strategies based on ongoing portfolio analysis.
• Provide mentorship and training to entry level analysts, promoting best practices in underwriting and risk management.
• Stay informed on industry trends and economic conditions to enhance risk assessment and identify new opportunities.• Bachelor’s degree in Finance, Accounting, Business, or a related field.
• At least 7 years of experience in underwriting, factoring, or commercial finance.
• Proficiency in financial modeling and analysis.
• Strong knowledge of lien searches, collateral documentation, and regulatory compliance.
• Proven expertise in assessing risk and structuring financial transactions effectively.
• Excellent written and verbal communication skills, with the ability to present findings to senior management.
• Highly organized and detail-oriented, capable of managing multiple priorities.
• Familiarity with asset-based lending, debt capital, and commercial credit analysis.

Job Tags

Permanent employment, Contract work,

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